JVC Standard Bridge

Loan Criteria and Basic Lending Parameters

Types of Loans: First Trust Deeds Only

Types of Properties: Non-Owner occupied residential, multi-family, retail, office, industrial, vacant buildings, entitled land, apartment buildings, construction, etc..

Location: Nationwide (*some restrictions may apply).

Loan Amounts: $250,000 to $100,000,000 +

Interest Rates: 6.875% – 12.00% interest only

Origination Fee: Varies depending on length of term and risk grade

Loan Maturities: 12 – 36 months (*bridge loan only), no pre-payment penalty. Extensions available* Longer terms available under different programs.

Loan to Value: Up to 65% LTV depending on property type. Up to 85% LTV under different programs if qualified.

3rd Party Junior Financing: Permitted or seller-held seconds, case by case.

Closing costs: Standard 3rd party costs, such as title and escrow.

No income verification for those who qualify. *Certain restrictions apply.

JVC offers a multitude of other programs besides just Bridge Loans. See menu offerings for details.

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JVC does not and cannot guarantee that it will be able to submit a loan with these terms for borrower(s). *These terms are for informational use only and are subject to any and all necessary lender due diligence. JVC's commitment to obtain any commercial finance loan is subject to the negotiation, execution and delivery of definitive loan and security agreements, mortgages or deeds of trust, notes and other documentation and customary certificates and legal opinions (collectively, "the loan documents"), which in each case must be in form, substance and enforceability satisfactory to JVC and/or it's assigns. *Notwithstanding anything to the contrary contained herein, in no event shall the interest rate contracted for, charged, or received exceed the maximum rate allowed by law for a commercial loan within the appropriate jurisdiction as embodied in this site.